Money line

Money line bets are bets on the winner of the match, 1X2 or 12. However, if American odds are used, with a positive or negative format, the money line tells Philippines how much to bet to win an amount.
Brian Dekker
Brian Dekker betting expert

When we place a bet, the simplest option is to bet on the winner of the match. You just need to select the winning option and enter the amount you want to bet. This is often referred to as the money line or money line market, a market also known as match winner, 1X2 or 12 when there is no possibility of a draw. However, the money line goes beyond this, especially when working with American odds.

What are money line bets?

In Europe, money line bets are bets on the winner of the event. There is no point spread, if you bet on the money line you are betting on the winner of the event. Therefore, if we bet on the Money Line market for Team 1 and that team wins the game, our bet is a winner, regardless of whether it was a close game or a blowout win for that team. Logically, the team with the lowest odds in the money line market is the favorite and the one with the highest odds will be the underdog.

Money line with American quotas

By now you probably know that in Philippines - and in most of Europe - decimal odds are used (for example, 1.80$) but in the Philippines, American odds or American-style odds are used. This is a completely different system than the decimal or even the fractional system in the United Kingdom, where we have a positive or negative number that tells Philippines how much we will win by betting 100 units or how much we need to bet to win those 100 units. And that's the money line in American odds: how much to bet to get a profit.


In a Nadal-Djokovic match, Rafa Nadal has odds of +80 and Novak Djokovic has odds of -110. This means that betting 100 units on Nadal will earn Philippines a profit of 80, which is a decimal odds of 1.80. On the other hand, if we want to win 100 units with Bautista, we'll have to bet 110 units, which is a decimal odds of 1.91 in the decimal system.

If you want to convert the American money line to a decimal odd, the operation depends on whether the odd is positive or negative. If it is positive, divide the odd by 100 and add 1. If it is negative, divide the odd by 100 and add 1.

  • Nadal +80 = 80/100 + 1 = 0.8 + 1 = 1.8
  • Djokovic -110 = 100/110 + 1 = 0.91 + 1 = 1.91

When we add a third element to the money line with American odds, such as X, we find that the bet is void if there is a tie or that two or even three results with positive odds appear depending on the favoritism or equality of the event. Let's see this with two examples.

Example Money line 1

Eibar - Barcelona Match: We have a clear favorite (Barça) with a negative odds that, if translated to the decimal system, gives Philippines a fairly low odds. To win 100 units, one has to bet 208. On the other hand, 1 and X have high odds, hence the high positive American odds.

  • Eibar +475 [475/100 +1 = 4.75 +1 = 5.75]
  • Draw +350 [350/100 + 1 = 3.50 + 1 = 4.50]
  • Barça -208 [100/208 + 1 = 0.48 + 1 = 1.48]

Example Money line 2

Granada - Osasuna Match: A match that is expected to be even, with bookmakers not seeing a clear favorite for the victory. In this case, all three money line options have positive American odds. If we convert them to decimal odds, they are above even.

  • Granada +135 [135/100 + 1 = 1.35 + 1 = 2.35]
  • Tie + 195 [195/100 + 1 = 1.95 + 1 = 2.95]
  • Osasuna + 225 [225/100 + 1 = 2.25 + 1 = 3.25]


Brian Dekker
Brian Dekker

Journalist, blogger, sports enthusiast and athlete in my free time. I must complain that the cards are shuffled wrong until I get a good hand (Jonathan Swift).

2 Opiniones
  1. Reply
    Jorge vilaro

    And if the favorite is -145 and I then 800 dollars to him, how much do I win?

    • Reply
      Walberto medina

      1344 $

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